Instant Cash Web App

If your income verification is pending, that means we are still working to verify the schedule in which you receive your deposits. We need to see at least three recent
deposits with the same schedule before our system verifies it.
At the bottom of the FAQ page will be this text “Can’t find the answer to your question and a ‘Contact Us’ button underneath

If your income verification is pending, that means we are still working to verify the schedule in which you receive your deposits. We need to see at least three recent
deposits with the same schedule before our system verifies it.

Not everyone qualifies for an advance and if you do, eligibility for advances will vary from Rs. 10,000 to Rs. 150,000. Most qualify for advance amounts between Rs. 50,000 to Rs. 80,000.

Not everyone qualifies for an advance and if you do, eligibility for advances varies from Rs.10,000 to Rs150,000. Most qualify for between Rs. 50,000 to Rs. 80,000.
This is because your advance amount is tailored specifically to you and your financial
needs.
Our goal is to help you stress less and be able to repay your advance comfortably.
We take a look at a few factors like spending, income, bank history, and more when determining your advance.

If you are approved for Instant Cash, we allow you to request what we think you can comfortably pay back without putting any financial stress on you. We look at a few things to help determine this Including your bank activity, income, balance, spending habits, and more. You can qualify for anywhere from Rs. 10,000 to Rs. 150,000

We cannot change the amount you are approved for at this time. Given our mission to help you improve your financial health, we cater your amount based on your past need and ability to pay back comfortably.

Northwestern Finance calculates your maximum advance amount based on the activity in your checking account, income, bank balance, spending habits, and more. You can be approved for anywhere between Rs. 10,000 to Rs. 150,000. This recommendation is customized specifically to your needs and your ability to repay
comfortably. At this time, we can't change your maximum amount.

Your due date is selected when you request your advance and is accessible at any time inside the app. As a reminder, we'll notify you 2 business days before your due date and any extensions must be applied 2 business days before the due.

If you'd like to repay the advance early, navigate to the Advances tab and click "Make a payment.”

If your repayment is delayed, a 4% monthly interest is applied on the overdue amount.
In case of a bounced payment, a ₹500 charge + GST will also apply. Please make sure to repay on time to avoid these charges.

It may take 2-5 business days for your payment to process.
Processing time depends on a variety of factors, including when we receive confirmation from your bank that the payment was successful, your bank balance on the due date, how many pending payments you have, and our connection to your bank to name a few.
You will be notified as soon as the payment has cleared!

We cannot cancel the advance delivery once it has left our system. If you no longer need the advance, you can head over to the Advances tab to repay early once it's been delivered!

The typical schedule is as follows:

If an advance is requested before 10:00 am IST on a business day, it will arrive the same day by 11:59 pm (local time).

If an advance is after 10:00 am IST, it will arrive on the following business day by 11:59 pm (local time).

If an advance is requested at any time on a weekend (Saturday or Sunday), it will arrive on the following business day by 11:59 pm (local time)

Please note a business day is Monday through Friday excluding bank holidays.

The delivery time typically depends on your bank's processing times.

After an advance is requested, we cannot cancel or expedite the delivery.

A bank holiday is a day on which banks are officially closed, observed as a public holiday.
Since banks don't process transactions on these days, Northwestern Finance advances cannot be delivered.

1.Log in to your Northwestern Finance account with your email or phone number at www.nwfinance.in

2. Head to "Settings"

3. Your account cannot be deleted until all active loans are fully repaid. This helps ensure proper closure of your financial records. If you'd like to repay the advance early, navigate to the Advances tab and click "Make a payment.”

4. Scroll down to the button that says "Delete My Account"

5. Confirm you want to delete

6. Done!

If you have any issues, email team@nwfinance.in so we can help you delete your account

FAQs

Why are my deposits or income still pending verification?

Why are my deposits or income still pending verification?

What is the size of the advances you give?

Will everyone qualify for Rs 150,000?

What is the advance amount I can get?

How do I increase my advance amount?

How is my amount calculated?

When do I pay back the advance?

How do I pay the advance back early?

Does Northwestern Finance charge late fees or penalties?

Why is my repayment taking so long to process?

Can I cancel my advance delivery?

When will I get the cash advance?

Bank Holidays - 2025

How do I delete my account?